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Monday, February 4, 2013

2/4/2013 Fused Funk
Monday, February 4, 2013 (All day)
2/4/2013 Sonic Pleasure
Monday, February 4, 2013 - 2:00am
2/4/2013 Democracy Now
Monday, February 4, 2013 - 8:00am
2/4/2013 TruthToTell: FORECLOSURE TRAUMA: Devastating Families & Communities

 

HELP US BRING YOU THESE IMPORTANT DISCUSSIONS OF COMMUNITY INTEREST – PLEASE DONATE HERE!

~~~~~~~~~~~~~~~~~~~~~~~~~~ LATE-BREAKING NEWS: 

This warms the cockles of our hearts
Victory in sight for South Side Homeowner facing imminent eviction!

About an hour after her radio interview (Monday) morning, Gayle Lindsey received a call from the Senior Vice President of the Loss Mitigation department at M&T Bank, who announced his intention to work with Gayle, and delayed her eviction hearing. Looks like a great way to lead-up to the Foreclosure and Eviction Free Zone Launch event this Saturday, 2:00pm at Green Central School.

Event Page: http://www.facebook.com/events/462830700433236/

Our hearts, prayers and solidarity go out to Anthony Newby, whose unjust and trumped up trial wraps up this afternoon.

Onwards to victory Genet Beyene, Nafeesah, and Jayne, Gayles neighbors who also face foreclosure, and who also are not going anywhere until their whole community is foreclosure and eviction free.

News reports these days are rife with stories about the “improving” economy, the slowly dropping unemployment rate but a surging and record Dow Jones average, bank profits, dipping gasoline pump prices – and, biggest of all, the bottoming out of real estate values and improving home sales – in volume and prices.

Why, then, are foreclosures still rising, especially among low-wealth and communities of color? Why are banks still throwing so many people out of their houses and other home units? And why are those banks selectively balking at restructuring mortgages and the debt that comes from plunging underwater – owing more on one’s mortgage than the home is worth anymore.

People who have dropped underwater on their mortgages should not be blamed or scapegoated for market forces completely out of their control or predatory lending practices that pushed them into mortgages they were told they could afford, but could not – and as long as they were willing to pay a “slightly” higher interest rate– subprime – but drained them of cash flow.

Most of us know that from the early 1990s through the early 2000s, mortgage lenders – banks and brokerages – were manipulating and fudging all the known rules for mortgage financing, lowering down payments to near zero, dropping interest rates to encourage refinancing, and issuing tempting but dangerous ARMs – adjustable-rate mortgages – ticking time bombs for homeowners if and when interest rates jumped in a future year. And they most assuredly would have  - and did. But, in most cases, the banks remained only as collection agencies for the mortgage owners, now scattered all of the world after the bank bundled them up and sold them in pieces to investors everywhere.

These sales were not always limited to subprime buyers, because they became the tools for high volume sales and all the lending agencies were in cahoots with appraisers who were placed under great pressure to value properties at precisely what the banks set as the home’s value.

But along with all of this seemingly legitimate push into what was touted as more neighborhood- stabilizing homeownership and away from more transient rentals from absentee landlords came a crop of seriously underemployed and otherwise unqualified buyers. The subprime market personified. These same buyers then were often charged either exorbitant – or teetering interest rates just to get the sale.

Inevitably, the crash came, and the toll the mass of foreclosures has taken on this nation’s psyche and physical health has been as bad as the serious financial instability created for streets and communities completely stripped of their homes and the vacant housing left behind.

Resistance is being organized by advocates to the cold, often calculating foreclosures worthy of George Bailey’s (Jimmy Stewart) nemesis in “It’s a Wonderful Life,” Henry Potter (Lionel Barrymore), who, along with other events, nearly drives home loan company owner George to jump off a bridge, thinking himself as having no worth. This is the trauma and devastation – often physical – that accompanies foreclosure and the fight homeowners have to avoid eviction and homelessness.

Housing scholar Rachel Fang cites one study (Ross and Squires [2011]) in a proposal for her own, comprehensive look at the role housing plays in our lives and the toll foreclosure takes on us. Our home is “…a place of refuge, personal security, identity and freedom, offering individuals a sense of order, continuity and place of physical belonging. Most participants received psycho-social benefits from their homes, regardless of tenure, and the vast majority of homeowners reported that their homes provided them feelings of safety, privacy, freedom and control…”

Studies of several kinds have zeroed in on the financial and physical environment that families and communities – especially in areas of high subprime properties and concentrations of poverty – suffer as foreclosures descend on them, but comprehensive studies are less available combining those so-called quantitative elements with clear qualitative – call it quality of life, if you will –  assessment of the psychological and physical impact on a family’s health and well-being, not to mention the collective trauma suffered by the community as a whole – like the North Minneapolis tornado did a couple of years ago – on predominantly African-American homeowners and renters that foreclosure rendered.

Most of us can only imagine what it must be like to have one’s belief in your ability to own the American Dream torn apart and being told you can no longer live in the house you have called home for, perhaps, ten, fifteen, or even twenty years – because you were oversold the mortgage to begin with and now you’re possibly among the millions of unemployed and, on top of it, owe more on the house that it’s worth. Why the bank wants it is anyone’s guess, but they want your home and you’re out of there. What this is doing to people is what February 4th’s TruthToTell is all about.

TTT’s ANDY DRISCOLL and MICHELLE ALIMORADI hear from a homeowner, her advocate and the University researcher examining the relationship between the financial and physical losses to the health problems foreclosure victims and their families and communities are facing.

NOTE: DOCTORAL CANDIDATE RACHEL FANG IS SEEKING INDIVIDUALS AND FAMILIES IN FORECLOSURE TO INTERVIEW FOR HER STUDY -  If Interested or willing to contribute to this important work, call (or text) her at  612-327-0006-or email her atfang0010@umn.edu

Monday, February 4, 2013 - 9:00am
2/4/2013 Pam Without Boundaries

We enjoyed a visit from Brian Laidlaw this morning to talk about his new ep with The Family Trade, "Whiskey with Goliath." Shoot--he told us there's a story behind the name but we ran out of time to hear it! We talked about his love of words, his ode to a friend who drops malapropisms, and his upcoming very-cool-sounding project merging his love of Dylan with the industrial and cultural history of Hibbing (funded in part by a MN State Arts Board grant). Brian will give a preview of songs from that project at the Aster Cafe Thursday, February 7th. He'll be joined on the bill by Lydia Hoglund of Bomba de Luz, both doing acoustic sets. We also heard from Bjork's new remix collection, "Bastards," and Cody ChesnuTT in advance of his show at the Triple Rock this week.

Monday, February 4, 2013 - 10:00am
2/4/2013 The Morning Blend

 

Music Host: Cory Washington
News Host: Siobhan Kierans
Producer:  Dale Connelly 
 
Monday, February 4, 2013 - 10:15am
2/4/2013 The Shake and Bake Show
Monday, February 4, 2013 - 12:00pm
2/4/2013 Rockin' In Rhythm

First hour dedicated to the memory of the late Patty Andrews.

Hour two celebrating Black History Month.

Monday, February 4, 2013 - 2:00pm
2/4/2013 Bop Street

BIRTHDAYS-IN-BLUE For Civil Rights Icon ROSA PARKS on the Centennial of her Birth, RAY SHARPE, KING CURTIS, West coast Tenor Sax Man GIL BERNAL, and New Orleans' own EARL KING, as well as a Remembrance of Minnesota's own PATTY ANDREWS, last surviving member of THE ANDREWS SISTERS, who died last week at the age of 94.....

Monday, February 4, 2013 - 4:00pm
2/4/2013 Free Speech Radio News
Monday, February 4, 2013 - 6:00pm
2/4/2013 Health Notes

Buddha’s Brain: The Practical Neuroscience of Happiness, Love, and Wisdom and Encyclopedia Paranoiaca

Jesus, Moses, the Buddha, and other great teachers were all born with a brain built essentially like anyone else’s. Then they used their minds to change their brains in ways that changed history.

With the new breakthroughs in neuroscience, combined with insights from thousands of years of contemplative practice, you, too, can shape your own brain for greater happiness, love, and wisdom.

In Encyclopedia Paranoiaca, master satirists Henry Beard and Christopher Cerf have assembled an authoritative, disturbingly comprehensive, and utterly debilitating inventory of things poised to harm, maim, or kill you—all of them based on actual research about the perils of everyday life. Painstakingly alphabetized, cross-referenced, and thoroughly sourced for easy reference, this book just might save your life. (Apologies in advance if it doesn’t.) Beard and Cerf cite convincing evidence that everyday things we consider healthy—eating leafy greens, flossing,

 

Monday, February 4, 2013 - 6:30pm
2/4/2013 MinneCulture

Tonight on MinneCulture, an encore presentation of Crankshaft and the Gear Grinders, produced for KFAI by Daniel Zamzow. This past weekend the band was in Memphis, and advanced to the semi-finals of 29th annual International Blues Challenge. To learn more about Crankshaft, visit crankshaftmusic.com.

Monday, February 4, 2013 - 7:30pm
2/4/2013 Sangam
Monday, February 4, 2013 - 8:00pm
2/4/2013 Radio Duende (aka International Jazz Conspiracy)

TRIBUTE TO LAWRENCE D. "BUTCH" MORRIS (1947-2013)

Monday, February 4, 2013 - 10:00pm

Monday, February 4, 2013